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 Misguided beliefs of Home Information Packages (HIP).

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PostSubject: Misguided beliefs of Home Information Packages (HIP).   Tue Oct 18, 2011 2:53 pm

1. HIP stands for and is an abbreviation for Home and garden Pack
This a common slip-up many make and one to include forgiven for holding the following belief. This error was recently expressed by the Communities and Local government (CLG) when publishing any guidance document on Home Information Packs for their website. It has considering been rectified.
2. A HIP only survive for 12 months after which you can it must be reconditioned.
As long as the home is continually marketed (this does not have to be via precisely the same agent) the HIP continues to be valid.
3. If my property doesn’ t sell I need not pay for the Home Information Pack.
  There are several payment options available when purchasing your private home Information Pack; including an upfront payment and typically a deferred payment solution. With both of these payment options you'll ultimately need to pay for your Home Information Pack whether your possessions sells or you decide take your house journey market.
  There has recently been promotion of an important ‘ no sale, hardly any fee HIP’ which does potentially mean if your property does not sell you do not have to pay. Yet, there is a large extra cost implication needed and quite complex terms and conditions attached to this settlement option. Some terms regarding this option dictates the pricing from your property in a slipping market. Please read these agreements carefully before entering to such an agreement
  4. Home Information Packs are an increased cost in the buying or selling process.
  It is true for anybody who is selling a property without having buying a property there is a ‘ new’ cost during the selling process though this should not translate into large increased overall costs. Yet, if you are buying and even selling a property as stands out as the ‘ normal’ transaction, Home Information Packs costs negate themselves amongst the buyer and seller.
  With the new Home Information Pack legislation organisations have been completely forced to streamline their operations inside of a slowing property market regularly reducing their costs that have ultimately been passed on to the end consumer. For e. g. search companies and local authorities have had pressure applied to cut down their costs to the consumer and then to increase their speed along with efficiency returning information questioned. This a direct reaction to Home Information Pack legislation.

8. The HIP doesn’ t need be completed until I get hold of accepted an offer.
  This statement is contrary to one of many reasons concepts of the WAIST i. e. having the required information ready to enable a smooth buying or selling process to take place therefore quickening the process. Only completing the FASHIONABLE once an offer has long been accepted returns us to the position we were in leading up to HIPs introduction with unexpected delays which will easily hold the sales up.
  The time taken from ordering to your HIP to competition should generally be around 5-10 days and this is a question that should be asked of this prospective HIP provider.
  9. HIPS are definitely the reason the UK housing arena has slowed down.
  This may be a myth that we sensed must include but it is hard to find words for such the far fetched concept. How does Home Information Pack paperwork which commonly costs £ a pair of -£ 400 and provides useful required and essential information and facts in the property buying or selling process cause such a slow down in the uk Property market?
  10. Every property now requires a HIP should it be to be marketed.
  Whilst it is true the fact that initial roll right out the HIP legislation via quantity of bedrooms has been finished i. e. number of bedrooms does no longer determine whether a property needs a HIP; there are also some HIP exclusions. Meant for e. g. a personalized, non-marketed sale and different use properties remain exempt out of requiring a HIP. More reading on House Information Pack exclusions are found here.





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